We’ll take it from here
Initial Set-up
- Receive submission docs (including Credit Report)
- Communicate with Broker to assure specifics of the loan
- Order Escrow and Title-related docs
- Review the 3.4 file for completeness
- Review documentation and LOS file for completeness
Pre-Underwriting
- DU/LPA
- Order pay-offs and Mortgagee for insurance
- Review and confirm income has been properly calculated
Processing
- Initial disclosures and loan submission
- Work closely with the Lender to keep the file moving
- Work with the Underwriters to manage conditions, CD and closing docs
- Communicate with Borrower (if preferred) to directly obtain conditions
- Receive submission docs (including Credit Report)
- Communicate with Broker to assure specifics of the loan
- Order Escrow and Title-related docs
- Review the 3.4 file for completeness
- Review documentation and LOS file for completeness
- DU/LPA
- Order pay-offs and Mortgagee for insurance
- Review and confirm income has been properly calculated
- Initial disclosures and loan submission
- Work closely with the Lender to keep the file moving
- Work with the Underwriters to manage conditions, CD and closing docs
- Communicate with Borrower (if preferred) to directly obtain conditions
Closing
- Prep file for CD
- Order closing docs
- Coordinate closing and funding with Escrow
- Manage invoices with Lender
Post-Closing
- Prepare and provide a compliant final file
- Any post-closing conditions required are collected
- Prep file for CD
- Order closing docs
- Coordinate closing and funding with Escrow
- Manage invoices with Lender
- Prepare and provide a compliant final file
- Any post-closing conditions required are collected
Initial Set-up
- Receive submission docs (including Credit Report)
- Communicate with Broker to assure specifics of the loan
- Order Escrow and Title-related docs
- Review the Point/Byte file for completeness
- Review documentation and LOS file for completeness
Pre-Underwriting
- AUS (DU/LPO/FHA)
- Order pay-offs and Mortgagee for insurance
- Review and confirm income has been properly calculated
Processing
- Initial disclosures and loan submission
- Work closely with the Lender to keep the file moving
- Work with the Underwriters to manage conditions, CD and closing docs
- Communicate with Borrower (if preferred) to directly obtain conditions
Closing
- Prep file for CD
- Order closing docs
- Coordinate closing and funding with Escrow
- Coordinate signing with Escrow
- Manage invoices with Lender
Post-Closing
- Prepare and provide a compliant final file
- Any post-closing conditions required are collected
- Receive submission docs (including Credit Report)
- Communicate with Broker to assure specifics of the loan
- Order Escrow and Title-related docs
- Review the Point/Byte file for completeness
- Review documentation and LOS file for completeness
- AUS (DU/LPO/FHA)
- Order pay-offs and Mortgagee for insurance
- Review and confirm income has been properly calculated
- Initial disclosures and loan submission
- Work closely with the Lender to keep the file moving
- Work with the Underwriters to manage conditions, CD and closing docs
- Communicate with Borrower (if preferred) to directly obtain conditions
- Prep file for CD
- Order closing docs
- Coordinate closing and funding with Escrow
- Coordinate signing with Escrow
- Manage invoices with Lender
- Prepare and provide a compliant final file
- Any post-closing conditions required are collected
Company Advantages
Efficiency
- No On-boarding of personnel
- No payroll taxes, benefits or vacation pay
- No employee expense to pay
Accuracy
- Each Loan Processor has been trained to follow TRID guidelines, striving for complete accuracy while following compliance and regulations. We work hard to ensure timely closings.
Competitive Pricing
- Our fees are competitive within the marketplace
- Fee is a hard cost to the loan and not an expense to the broker
Faster Processing
- We utilize our combined years of knowledge to serve as a liaison between the Broker and the Lender for streamlined processing
- At least 15 trained loan processors on staff, at any given time
- Turn times are generally less than 24 hours
- Processors are knowledgeable of many lenders and their specific portals
About
We believe that the loan officer's job is to originate loans and the processor's job is to close them. Our slogan of "We'll take it from here" is derived from that motto. Our goal is to not only make your job easier, but provide your client with the best mortgage experience, so they will return to you over and over.
Owners
Joe Kelly
President / CEO
I got into the mortgage business over ten years ago at the behest of my wife, Wendy, who knew, that together, we would make a great team as Willprocess4u. Because of my varied interests, I have a vast and eclectic reservoir of knowledge and experience from which I am able to draw upon in bringing unique abilities and calm leadership style to Willprocess4u. I am as accessible as any business owner could be and welcome being contacted by any of our potential or existing brokers.
Wendy Kelly
Director
I have been a loan processor for over 23 years and love what I do. I pride myself on staying up to date on the changes the market brings including compliance and guidelines, so that our team can offer the best services to our clients.
I have personally trained all of our processors, and am here to help in any way that is needed. We are a TEAM, and that is how we work.
My goal is to have a happy borrower, which in turn produces a happy broker/ loan officer.
VIEW OUR BROKER PACKET
Contact Us!
Use the form below if you'd like to reach out! We will reply ASAP!
750 S. Lincoln Avenue #104-466
Corona, CA
92882
Phone: (951) 268-6084
Email: Processing@willprocess4u.com
Testimonials