01
Initial Set-Up
We receive your submission documents, including credit reports, confirm loan specifics with you, order escrow and title documents, and review the file for completeness in your LOS.
Contract Loan Processing for Mortgage Brokers
Send us the file.
We’ll take it from here.
WillProcess4U is a full-service contract processing firm that moves your loans from submission to funding with accuracy, compliance, and speed, so you can stay focused on originating.
15+
Trained Loan Processors
<24hr
Typical Turn Times
27+
Years Processing Experience
100%
TRID-Trained Team
What We Do
Full-Lifecycle Loan Processing
From the moment you submit a file to the day it funds, our processors manage every stage and keep you informed at every milestone.
02
Pre-Underwriting
We run automated underwriting through DU, LPA, and FHA systems, order pay-offs and mortgagee insurance, and verify income calculations before the file ever reaches an underwriter.
03
Processing
We handle initial disclosures and loan submission, manage underwriter conditions, coordinate with borrowers when needed, and keep your file moving with the lender.
04
Closing
We prepare the file for the closing disclosure, order closing documents, coordinate with escrow for closing and funding, and manage lender invoices through to the finish line.
05
Post-Closing
We deliver a complete, compliant final file and collect any required post-closing conditions, so nothing follows you after funding.
One team. Every stage.
You never hand off between vendors. The same processing team owns your file from set-up to post-close.
Talk to UsThe WillProcess4U Advantage
Why Brokers Choose Us
A full processing department behind your business, without the overhead of building one.
Built-In Efficiency
No hiring, onboarding, payroll taxes, benefits, or vacation coverage. You get the capacity of a full processing department while staying lean.
Accuracy & Compliance
Every processor on our team is trained to follow TRID guidelines, and files are worked with regulatory compliance in mind at every stage.
Competitive Pricing
Our fees are competitive with the market and structured as hard loan costs, not an expense that comes out of your pocket.
Speed That Closes Deals
With more than fifteen trained processors on staff, our turn times are generally under 24 hours. Your files never wait in line.
“We believe that the loan officer’s job is to originate loans and the processor’s job is to close them. Our slogan, We’ll take it from here, is derived from that motto.”
The WillProcess4U Philosophy
Getting Started
How It Works
Partnering with us is simple. Most brokers are set up and submitting files within days.
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1
Download the Broker Packet
Everything you need to get set up with us: how we work, what we need from you, and how to submit your first loan.
Download PDF -
2
Submit Your File
Send us your loan file and submission documents. We confirm the specifics with you and take it from there.
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3
We Process & Clear Conditions
From set-up through underwriting conditions, we keep the file moving and keep you informed at every milestone.
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4
You Close
We coordinate docs, escrow, and funding through post-closing. You stay focused on your next loan.
Ready to hand off your next file?
Download the broker packet to see exactly how we work, what we need from you, and how to submit your first loan to WillProcess4U.
Leadership
Our Team
A husband-and-wife leadership team backed by a deep bench of trained loan processors.
Joe Kelly
President & CEO
Joe brings more than 16 years of mortgage industry experience and a hands-on, accessible leadership style to WillProcess4U. He works closely with our broker partners to ensure every relationship is built on responsiveness, transparency, and trust.
“I got into the mortgage business over 16 years ago at the encouragement of my wife, Wendy, who knew that together we would make a great team as WillProcess4U. That belief still guides how we serve our brokers every day.”
Wendy Kelly
Director
With over 27 years of loan processing experience, Wendy sets the standard for every file we touch. She has personally trained each processor on our team, with an unwavering focus on compliance, accuracy, and borrower satisfaction.
“I have been a loan processor for over 27 years and truly love what I do. I take great pride in staying current with every change the market brings, so our brokers can always close with confidence.”
What People Say
Trusted by Brokers and Borrowers
“If you are looking for some awesome, knowledgeable people to work with, I highly recommend working with Will Process 4 U.”
“Wow! WillProcess4U made it a breeze for my mortgage loan process. They did everything for me!”
Contact Us
Let’s Close More Loans Together
Reach out and we’ll reply as soon as possible, usually the same business day.
Phone
(951) 268-6084
Email
Processing@willprocess4u.com
Office
3820 W. Happy Valley Rd
Suite 141-163
Glendale, AZ 85310
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Connect with us
Suite 141-163
Glendale, AZ 85310